Hey Guys

[IchWarrior]

Whats going in here?

Been gone forever! I know I know most of you are wondering who I am :D

I've been pretty darn busy, went to work fulltime after getting thrown out of highschool... it was slow for a while, then this early spring we went to work putting up cell sites like crazy, doing lots of construction, and installing a lot of DSLs. In between all of that, I've been learning the ins and outs of being a telephone guy... its a pretty crash course, but I think Im getting a handle on it.

Went and bought a sled last fall, a Crossfire 7. Dunno if I shared that or not... Can't remember when I left.

Also replaced my dirt bike with a new 2006 KLX250S. Pretty nice bike to explore the trails and commute into work.

And above all else, I've been shootin:D

Whats up!?

Pics :

http://i67.photobucket.com/albums/h309/IchWarriorMkII/twofiffty.jpg

http://i67.photobucket.com/albums/h309/IchWarriorMkII/Cav15.jpg

http://i67.photobucket.com/albums/h309/IchWarriorMkII/KLX250S.jpg

[fabsroman]

I think most people will remember you. Glad to see you back on the board and hearing that you have been doing some shooting. It sucks that you got kicked out of high school, but it is great that you are working hard and learning something anyway. I know plenty of millionaires that didn't finish high school.

[BILLY D.]

just to fluff up fabs's post, and a few words of wisdom from an old man.

get that paper that says you graduated from something, ged, associates degree, trade school, college, whatever.

i quit college when i was 18, it was a hormonal thing, my wife and i were young and we enjoyed each other,,,too much. that was in 1955, went back to school after i retired from the air force and i finally graduated in 1997. you can waste a lot of your life and lose a lot of money waiting for the "right" time.

my grandfather once told me,"son, lifes tough and it's even tougher if your stupid." get your education priorities lind up.

glad to see your back, wondered what happened to you.

good luck pardner and think about what i said.

[Rocky Raab]

Dittoes on the welcome rewturn, Ich. And bigger dittoes on Billy's words.

If you'll allow one more "preach" please listen to this one: buy fewer toys. Their value only shrinks. Invest at least 10% of what you earn in something that grows. You'll be staring at middle age and retirement sooner than you think possible. Along the way, life may well throw you a big curve - and you'll need the investments much more than toys.

[fabsroman]

Don't get me wrong, I think education can really help a person. Heck, I'm an attorney, a CPA, and now I am trying to take a two year course to become a CFP. It never hurts to know something. My dad taught me almost everything I know about home improvement and half of what I know about car repairs. Everything else I learned through reading books.

Knowledge is power. Period. My construction clients enjoy the fact that I know the intricacies about what they do and that I get my hands dirty every once in a while.

[IchWarrior]

Perhaps I shall clear something up, I meant to say, I graduated... but they wont let me hang out there anymore;)

3.8 something GPA and 4th in the class.

[BILLY D.]

well that makes me happier than a hog at the trough. congratulations. my faith in human nature is restored.

rocky gave some sage advice, if i were you i'd follow it.

don't let the signature "i made a lot of money in my lifetime, i spent it on booze and women and the rest i wasted" be your goal.

seek financial independence.

again, congrats on being papered.

[fabsroman]

Good for you Ich. Are you planning on heading to college? I would hope so with grades and a class ranking like that.

To hit upon what Rocky said, here are some examples.

Let's assume that you put $4,000 a year into a Roth IRA starting when you are 21 and ending when you are at retirement age at 67. If you get an average rate of return of 7%.

At age 67, that money will be worth $1,227,007.

Now, if you start just one year later it will be worth $1,145,997.

Start 10 years later at age 31 and it will only be worth $552,947.

See what the effect of waiting does. Now, if I were to increase the return rate to say 8% or 9%, the different would be even greater and this money will be tax free since it is in an IRA.

For those of you that own your own business, you can set up Roth IRA's for your kids at a young age. Pay them $4,000 a year for sweeping the floor when they reach age 5 and invest this money into some type of IRA. If you do this 14 times until they reach age 18, the amount they will have at retirement will be insane. Let's assume a 7% return. This will give them $967,257 at age 67 and that is just from an initial investment of $56,000 over 14 years. If they continue the contributions to the IRA over their lifetime, they will have just short of $4,000,000 (i.e., $3,999,249) at age 67. Now I could retire pretty well with that kind of money.

[IchWarrior]

I do intend to invest money in the future (pretty soon). I still have a lot of reading, learning and research to do.

I once heard that some men work for their money, but the rich men let their money work for them.


With the current negative prognosis of the social security system, I do understand the need to have a personal retirement plan in the works.

[Aim to maim]

Originally posted by IchWarrior
Perhaps I shall clear something up, I meant to say, I graduated... but they wont let me hang out there anymore;)

3.8 something GPA and 4th in the class.

I appreciate the clarification. I was hoping that was what you meant. Never met you and probably never will, but have followed your posts here for several years. For whatever it's worth to you, your clarification made my whole day.

Stay on the straight and narrow and keep up the good work. And yeah, Mr. Raab and the others are absolutely correct, but I'll save my lecture on that subject for another time.

Congratulations. Very well done.

[IchWarrior]

Well, I understand the looks and comments about the toys... it gets some looks from people...


But, in terms of snowmobiles, they will last at least 10 years ( I sold my 95, and it was running great!) and the level of performance they offer, I really will be set until Im almost 30! During those 10 years, Ill have that much cash to start a family, and still have my source of winter recreation.

My goals were to eliminate these toys, get them paid off before I am starting a family, and I don't get to spoil myself anymore...

That was my thinkin' anyways;)

[Valigator]

Hey guy, of course we remember...I have a few friends that work for the telephone-cable companies...these guys make a great living with lots of perks and a not too bad retirement...glad to hear you are doing well.....

[IchWarrior]

Hey, Val.


Hows Florida been:)

[Valigator]

"IT SUCKS" :(

but thanks for askin.....:D

[gspsonny03]

Val,
So you ready to move to Wyoming yet? No gators, but there is always bears and such to wrestle. ;) :D

Ich,
Glad to see you back on here. Haven't seen you for a spell. Hope everything is going well.

[Valigator]

Heck I watched the entire Lonesome Dove series yesterday...never saw it in its entirety before...it was great...man I love cowboys...oh I am digressing:p Now you know I am a Florida bred girl, what am I gonna do in all that cold and snow?


You single?????:p

[BILLY D.]

val

you said "what am i gonna do in the snow and cold". shucks girl, if i gotta tell ya "the same thing everybody else does."

be careful though, exposed flesh can freeze in 30 seconds when the chill factor is just right. :D :D :D

[Valigator]

Ahhhh Billy I can see you and I are on the same page ...but notice Sonny hasnt replied yet...poor guy probably scared him to death...:p

[gspsonny03]

Hey don't count me out yet. Val if you like cowboys then Wyoming has a bunch of them. Me, I'm more of a wannabe. And No I'm not single. My wife and I have been together for 30 years come next month, so sorry. But like I said lots of Cowboys in Wyoming, so I guess we do have something to wrestle other than bears and gators. And don't let the cold scare ya none, there are other ways to stay warm as you and Billy have already touched on. :D :D

[Valigator]

Sonny you are just the cutest thing....are you Mormon???

[BILLY D.]

Originally posted by Valigator
Sonny you are just the cutest thing....are you Mormon???

:D :D :D

val

now you owe me a new keyboard, i just sprayed mine with pbr. :cool:

[Valigator]

Yea but the beauty of that Billy is you knew exactly where I was goin uh??/;)

[BILLY D.]

Originally posted by Valigator
Yea but the beauty of that Billy is you knew exactly where I was goin uh??/;)

hey sweetheart, i'm no dumbie. i didn't spend 3 years in the seventh grade for nothin'. :confused:

[Valigator]

what are you doin up so late, I am cookin and gettin ready for the fourth...which means I wont see the light of day for two days....those parties are killer...

[BILLY D.]

Originally posted by Valigator
what are you doin up so late, I am cookin and gettin ready for the fourth...which means I wont see the light of day for two days....those parties are killer...

i'm always up late. after my last back surgery i got a wierd sleep pattern. i go to bed sometime between 3&4 in the morning, then i'm awake around 8, eat some breakfast, couple cups of coffee go back to bed and usually up again at the crack of noon.

i got to turn this around someway, i just haven't figured out how yet. the most i can sleep is about 3 or 4 hours and my back starts hurting.

i even got totally s&!# faced one night went to sleep woke up a few hours later still XXX faced.

yes i could go to sleep at 11:00 but i'd be awake at 2:30 or 3 in the morning. what the heck is there to do at that time of the morning? remember, i'm widowed. :rolleyes:

oh well, i'll get it figured out one of these days.

kin i come to the party? sounds like fun. i get tired of eating my own cooking all the time.

see ya later lady. have a fun time.

[gspsonny03]

You two are to much. If I'd known you guys were going to set up all night I'd have joined ya. And no Val I'm not Mormon, but thanks anyway. Seeing as how Billy and me can't make it to your party in person we'll just have to come in spirit. You guys have a Happy 4th and take care.:D

[Valigator]

Ok heres some pics from the party, its the usual crowd..all with the same perverse sense of humor....

http://pic20.picturetrail.com/VOL11/876226/11349729/164177304.jpg
this was a house on the bay....nice uh?

top deck of houseboat with some of the crew, Miami Beach in background
http://pic20.picturetrail.com/VOL11/876226/11349729/164177295.jpg

from where we anchored we could see 6 cities fireworks display ....
http://pic20.picturetrail.com/VOL11/876226/11349729/164177308.jpg


Sorry about your back Billy...

[TreeDoc]

Regarding investing....

Ichy, keep in mind that when you're 67, a loaf of bread will probably cost $338,654.00 dollars but they won't be dollars, they'll be Pesos. It will no longer be called "bread" but referred to as a "tortilla".

?Comprende?

Si, Senor.








:p

[skeet]

Val...Neat pics and I really like the boating picture. I like the water thingie. If'n it weren't for all the old geezers and all the cubans and crooks etc I would just have to live in Florida...right next to you!! And if ya wanna see a coupla Mormons...come on out here to Wyoming. In fact the place we bought here was owned by some LDS people(who had like 11 kids. I call the house the Mormon Tabernacker. Not disparaging any religion or people here ...just havin fun! As far as the house pic...put a hull under it and you'd have the Queen Mary:D :confused:

[BILLY D.]

ich

tree docs cost analysis. when i was your age a loaf of bread was less than 20 cents, gas at 25 cents a gallon was high, a pound of hamburger a quarter. a six pack of beer. 89 cents. a movie, depending on which theater, 5-25 cents. doctor visit, $5.00, and almost every neighborhood had a doctor and a dentist. you didn't have to travel very far to see one, and you didn't need a referal. health insurance, there wasn't any. if there was i never heard of it.

digressing a little further, there was no penecillen? ball point pens were not invented yet, most pencils were wooden untill scripto hit the big time, every little boy carried a pocket knife to sharpen pencils, jet aircraft, huh, tubless tires, ha ha, if ya got a flat ya fixed your own. or took it to a service station, try and find on of those these days. all this happened in dayton ohio, which wasn't called small town america at the time.

so we all know prices will continue to rise and understad money will lose value over time. when i was a kid each dollar was backed by gold in the treasury, making each dollar worth a dollar, not the 20 some cents it is today. what ever happened to that concept?

so control your own future, like my grandmother always said "nobody is going to give you anything", take care of yourself.

oh something else, did i tell you i used to take my 22 rifle to school so i could do some squirrel hunting before it got dark. i used to give it to the principal, sister mary albert, and she'd store it for me. yes i'm a mackerel snapper. anyway, take care of yourself.

who knows where prices and values will be in the future, but, i'll bet ya one thing for certain, the prices won't go down.

[BILLY D.]

Originally posted by Valigator
Ok heres some pics from the party, its the usual crowd..all with the same perverse sense of humor....

http://pic20.picturetrail.com/VOL11/876226/11349729/164177304.jpg
this was a house on the bay....nice uh?

top deck of houseboat with some of the crew, Miami Beach in background
http://pic20.picturetrail.com/VOL11/876226/11349729/164177295.jpg

from where we anchored we could see 6 cities fireworks display ....
http://pic20.picturetrail.com/VOL11/876226/11349729/164177308.jpg


Sorry about your back Billy...

val

who is that cute little cupcake on the far right in the picture?

the backs no problem, well it is, but i just live with it.

[Valigator]

Ok got one for ya....1956 Wake Forest University, Dean came in and removed all my guys guns while he was in class...my guy went to Dean and told him, NOBODY touches my guns but me...Guns were immediately placed back in dorm room....

[Nulle]

You better stay in the South gal = South Dakota that is lol (just had to throw that in )
I will be down there in late August when those boats are sitting on top of houses . Well maybe not as I kind of fuzzed FEMA up the other day so we will have to see if they invite me to their next train wreck lol

[Valigator]

hey Curt, I'll wait for ya, I'll be the one hangin in a tree holdin on to this......

[gspsonny03]

Great pics Val. What do you suppose the house is worth? I'm not sure any of those trees will be secure enough with you in them, if you have 15 foot rollers coming in. You might want to find something a little more secure. Like maybe a pine tree in Wyoming.:D Sorry Curt, but can't let you steal her away that easy. :D :D

[Valigator]

Shoot I wouldnt even venture a guess, but I will tell ya this, there are one too many people in this town with more money than sense.....