I can carry mine IWB in the small of my back and cover it with a light jacket or a shirt. I prefer to carry on IWB on my side but I gotta drop a little winter insulation first. 
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USAF Retired 
Far better is it to dare mighty things, to win glorius triumphs, even though checkered by failure... than to rank with those poor spirits who neither enjoy nor suffer much, because they live in a gray twilight that knows not victory nor defeat.
Theodore Roosevelt
Don't sweat the petty things and don't pet the sweaty things
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