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Wolvie,
You are going about starting a business the wrong way. From what I have seen of my clients, nobody has all the licenses and insurance right at the beginning. They start their business, acquire clientele, and then pay for all the business licenses and insurance when the money finally starts flowing in. Of course, it could take a couple of years, but my goal is to get them as close to legit as possible as soon as possible. Granted, I do not advocate this type of practice, but it seems as though that is the way you have to start out if you want to get something up and going. Or, you have to save a lot of money beforehand, but I haven't seen anybody do that yet.
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The pond, waterfowl, and yellow labs...it don't get any better.
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