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Tell your wife how you feel: that you really do not want to add a car payment or two to the additional college expenses, and that you're pretty happy with the truck and B II that you're driving.
Offer this solution: if she is worried about daughter's safety, she can sell any two of the three vehicles the women drive and get one replacement that's completely paid for. Or sell all three and get two different used ones.
But no new car payments.
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