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De Madman,
I like your solution...its feasible and no more debt..shoot I wouldnt want your insurance bills alone....let alone a new car payment...with full coverage.....obviously this is a sore subject with you....and if the bulk of the nut comes out of your pocket..you sure do have a say...my advice...talk to your daughter...hey shes an adult...stress to her you really dont feel like going into a 30,000 debt when there are other priorities...let her feel she has a say in the problem...and when she thinks about it she'll lean towards your side...and the wife will be out of it....my two cents....
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nothing like the smell of chanel and gunpowder in the morning
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