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Hmmmmmmmm..................insurance. Another interesting thread and another slippery slope. As huntingvet said be careful of what you are actually getting.
I looked into getting insurance on a stud horse we had. He was valued at about $30,000 at the time and just mortality insurance was going to run me $1200 a year. To get decent coverage on all the registered breeding stock we had at that time would have been the price of a new Honda Civic every year.
Huntingvet is absolutely right in that vets are not just trying to recover costs, they actually want to make aliving as well. Fees though as with all things tend to go with what the local market will stand. If our local vets where I live charged $1200 for a C section on a dog they just wouldn't get any business and would soon be packing up and moving to greener pastures.
We have actually seen that happen............the country folk have their own ideas as to what is a reasonable fee and it was not the land of milk and honey for a couple of the vets that set up in the area briefly. They soon moved their practice to the outskirts of a big town where there were lots of acreage owners who own horses and have lots of disposable income.
Supply and demand...........same reason a guided bighorn hunt in Alberta costs $20,000 + US. It doesn't cost any more in expenses for the outfitter to run the sheep hunt than a $5000 goat hunt, but that is what the market will bear. There are hunters willing to pay the price and the outfitters don't really care if you can't afford that and consequently will never be able to go on that hunt.
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