Good thread Skeeter!
I used to be of the school of thought that the maniac speeders were to blame for the majority of automobile accidents, however, I've since come to the conclusion that it's the pokey drivers that cause everyone to react.
My pet peeves? (I'll try my best to keep the list short

Selfishness! If you want to poke at 10 mph under the speed limit, fine....just do it in the far right lane. Merge ramps...how about speeding up to actually merge with traffic instead of putzing at your pokey speed and leisurely come traipsing across three lanes of expressly traffic to resume your poking speed while the rest of us poor slob drivers have locked up our brakes to accomodate your slow moving vehicle.
Cell phones????I wish I had a nickel for every nickempoop that cut somebody (or me!) off in expressway traffic while busily yacking on their cell phones. Sometimes I've seen folks using both of their hands waving in the air to articulate a point in their conversation that has naturally caused me to wonder how they're steering their cars???
Ohhhh I could go on and on but will stop here. You're a retired truck driver Skeeter so I know that you've seen it all and that I'm "preaching to the choir." In a nutshell though, I believe it really all boils down to selfishness-people wanting to drive how they want with no thought or concern for their fellow commuters.