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Yup there's alot of scams and phishing going on, has been for years.
simple rule of thumb, if you do not know who it is, or even if you do know who it is, but they are askign for information by email:
go to their website (do not click a link) and correspond there with them.
some of the current crop going around are:
citibank, wells fargo, chase bank, suntrust, U.S. bank, IRS, FDIC, ebay, paypal, Federal credit union, best buy, earthlink, 1-800-flowers, send money now, and even Visa, Mastercard, and american express.
It's alot easier to spot them if you learn to read an emails header, couple that was any decent web info software (i use "sam spade" from blightly design) and it's not hard to spot them at all.
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