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Another thing I've learned is that the spoof emails all start "Dear PayPal member" (or eBay) or "Dear card holder" or some such. They don't use your account name because they don't really know what it is unless and until you reply to the spoofmail.
At some point in time I must have fallen for it, but I don't remember when.
This morning, they reversed one of the transactions and refunded my money. I'm still waiting on the other one, but I have every hope of getting that back, too.
I'll still be out the check overdraft fee (I think) and the cost of all new checks and stuff, plus I'll have to change all my other online accounts to the new checking account AND change every stinking password I have everywhere, just to be safe.
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