Losses by Indians.
Quote:
"Memorandum.--That Saturday, the 6th of February, 1747, was the coldest day yet known in America."
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Now back then people were tough, I mean it was practicly midevil, you were tough or you simply died. So when it was the coledest day, I shivvvvvvvvver just thinking about it.
Losses by Indians: sounds like the first American insurance scam, believable, and totaly possiable