Losses by Indians. 
	Quote:
	
	
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				"Memorandum.--That Saturday, the 6th of February, 1747, was the coldest day yet known in America."
			
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Now back then people were tough, I mean it was practicly midevil, you were tough or you simply died.  So when it was the coledest day, I shivvvvvvvvver just thinking about it. 
Losses by Indians:   sounds like the first American insurance scam, believable, and totaly possiable