| 
		
	
		
		
		
		 
			
			Denton, 
 
You are spot on with your analysis and you have one heck of a plan and one heck of a great deal in having a neighbor as a doctor. Also, when you retire, you can pull the money out of the HSA as retirement income. It doesn't have to be used only for medical expenses.
		 
		
		
		
		
		
		
			
				__________________ 
				The pond, waterfowl, and yellow labs...it don't get any better.
			 
		
		
		
		
		
	
	 |