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Couldn't agree with you more on saving for your own retirement, Fabs. My family and I scrimped hard for more than 30 years because we put something -usually only a little, but SOMETHING- aside every month. A good chunk of that frugality was driving cars many years after their payoff date. Our rule is still "if the monthly repairs are less than a monthly payment, repair it and drive it."
Suddenly, with no warning, I turned 60. Imagine that! And darn if my wife didn't, too!
She has two years to go before she's eligible for her state teacher's retirement, and she will work those two years. But we are and will be quite comfortable for the rest of our lives. And we expect to be able to make our grandkids' lives pretty safe, too.
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