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Starting to pull from mine, too. Put a good chunk of IRA money into a really good annuity so that I can get a monthly check from it and never deplete the total that's still there. Will likely do the same with some more of it over the next few years, just to keep ahead of inflation.
Thirty-five years of arduous investment pay off, boys and girls. Don't know about dumb, but I'm sure fat and happy!
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