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Old 11-15-2008, 01:58 PM
justwannano justwannano is offline
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Join Date: Nov 2000
Location: Iowa
Posts: 344
Quote fab
You are cofusing workman's comp insurance with health insurance. Workman's comp insurance covers any injury that happens on the job, and THE LAW requires all employers to have workman's comp insurance. So, workers are entirely covered for work place accidents.
/Q

No I know about workmans comp.
I'm referring to health issues that are attributable to the work place but you cannot directly prove it.
ie the lung issue caused by asbestos. Black lung disease and something simple as pnumonia.- sometimes caused by ammonia used as coolant in cold storage.
Also the reduction of carsinagens

Think any of that stuff wouldn't still be happening in a grand scale without health insurance?
Think the upper management would miraculosly sprout wings and give a damn if there wern't pressure on them?

Quote fab
Now, there are plans out there like HRA's that have a high deductible health insurance plan. The deductible is usually $5,000 or more. With the money that the employer saves on the insurance coverage, the employer usually puts an amount of it back into the employees HRA account to help pay for a portion of the deductible. The employee also has the option of making pre-tax contributions to the HRA account to cover the deductible amounts. The amount in an HRA account can rollover from one year to the next, and if they employee has money left in his HRA account after retirement, the account essentially turns into and IRA.
/q

Got any idea what an unexpected bill of $5000 would do to a hard working family whose major bread winner makes 7.25 an hour? How about $10.00 an hour?
I heard some where that the average American family exists on $45000 a year.
Case in point
I've had both hips replaced. Both within 4 years. Probably attributable to work but unprovable.
We would be homeless without insurance.



Quote fab
Here is an article about the Ford salaries. Don't know if I agree with it, but it does explain it a little. I could understand a big bonus if he got the company in the black, with only a couple million a year in the mean time, but what he made in 2007 is a little ridiculous.
?q

See there is the difference. Somehow you can see a couple of million a year...
I see that as an abomination.
Many hard working folks don't make a million in a lifetime.

have a good one
just

Last edited by justwannano; 11-15-2008 at 02:36 PM.
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