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			Dan, 
 
Great "Heads Up!" 
 
I always carry Uninsured and Under Insured Motorist coverage on my auto policy.  I also decline the Limited Tort and take the Full Tort coverage.  It comes to about an extra $100 per year and is worth every penny. 
 
Adam
		 
		
		
		
		
		
		
			
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				Adam Helmer
			 
		
		
		
		
		
	
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