Does anyone know

[Valigator]

I was doing a little searching this am...and the more I searched, the more confused I got...I am not a statistics girl! But I digress, did my usual coffee and reading the local paper online, one headline caught my eye, HIV rates in my county, so I read and it takes me to other links and quite frankly I am more than a little Pi$$ , but still have questions....do any of you know how a health insurance company determines their rates? Oh I got off on a tangent and found terms like "tabular" and "graphic" information stats, and then I found something called "behavioral surveillance".
I learned this am, that
(1) Broward County, "my county" has the third highest rate of HIV in the country.
(2) Broward County "my county" has ad an increase of syphilis of 88%
(3) Broward County, "my County" is building a new free health clinic in Wilton Manors" also known as "Gay Village" because the transmission of sexual diseases are so prevalent.
(4) Broward county, "my county"and Dade County, next door neighbor, has more "bath-house" activity than all other cities in Florida combined.
(5) Broward county, "my county" is known as number 10 in the United States as being on the "Best Gay Friendly places to live in the United States".
Now am I just getting paranoid or are my health insurance rates directly proportionate to where I live????Does anyone know????